one side of a  conversation overheard in a mortgage office
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why are we going to that lender. . .
your  clients are purchasing a manufactured home? . .  . 
WHO DOES THAT??? . . .
why does he want to buy one?
he really loves that manufactured home? . . .
oh. he offered to buy you a beer if we can
close the loan on this particular home? . . .
oh. he really wants to sit on the porch of his new
manufactured home with you and have a beer. . .
ok. . .whatever  he wants. . .
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